The thought of buying a home can be overwhelming and intimidating, although it should be exciting! The home-buying process can easily be broken out into 5 main steps to help you tackle your goals of homeownership.
1. Get Pre-Approved
-Contact a lender
-Discuss your mortgage options
-Complete your pre-approval application
2. Find Your Dream Home
-Share your home search criteria with your realtor
-Enjoy browsing listings while your realtor searches MLS records
-Tour homes that meet your criteria
3. Get Your New Home Under Contract
-Make an offer based on market data
-Negotiate the terms with the seller
-Sign the contract and make your earnest money deposit
4. Complete Your Due Diligence
-Get a home inspection
-Negotiate repairs if needed
-Get the home appraised
-Confirm clear title
-Complete a survey and additional inspection if necessary
-Secure your loan
5. Close On Your New Home
-Walkthrough the property one last time before closing
-Review the Closing Statement
-Wire the funds due for closing
-Sign the closing documents
-Get your keys!
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